Terms of Service

Effective date: 18 September 2026

Agreement

By using ai-stocks.app you agree to these terms. If you do not agree, please do not use the service.

What the service is

Analyse Insights provides educational stock research. A community of members suggests listed companies; every company is scored using one consistent growth, consistency, momentum and trend model, and the top 50 are published as a ranked leaderboard.

No financial advice

Analyse Insights provides general information and education only. Nothing on this site is personalised financial advice, a recommendation, or an inducement to buy or sell any financial product. Rankings reflect historical data under our model; they are not predictions of future performance. Investing involves risk, including possible loss of capital. Do your own research and consider advice from a licensed financial professional before making investment decisions.

Accounts

You must be 18 or older, provide accurate registration details, and keep your login secure. One account per person.

Membership and payment

Membership is a one-time founding payment in US dollars, starting at US$1 — the price increases by US$1 for every additional 1,000 paying members. Whatever the current price is when you join is what you pay. Payments are processed by Stripe and fees are non-recurring. If you believe you were charged in error, contact us and we will make it right.

Acceptable use

Do not misuse the service, attempt to breach security, scrape or resell our data, or use the platform to manipulate markets (including coordinated promotion of stocks you hold).

Community submissions

Suggestions must be made in good faith. We may review, decline or remove any submission. You confirm you have the right to share what you submit.

Data and availability

Market data may be delayed, incomplete or contain errors. We may add, change or remove features, and we do not guarantee uninterrupted availability.

Intellectual property

The platform, rankings methodology, content and design belong to Analyse Insights. You keep rights to what you submit and grant us a licence to display it on the platform.

Limitation of liability

To the maximum extent permitted by law, Analyse Insights is not liable for any loss arising from use of the service or reliance on its content, including investment losses.

Governing law

These terms are governed by the laws of New Zealand.

Changes

We may update these terms; continued use after changes are posted means you accept them. Questions about these terms can be sent to us via our Contact page.